Entrepreneurs thrive on a DIY mentality: Do everything you can yourself and don’t pay for anything new until you have absolutely have to. It’s especially difficult to justify hiring financial help like a bookkeeper.

In today’s workplace many workers are paid different rates of pay for working different shifts or days outside of the normal Monday to Friday workweek. There is one situation in which an employer may actually credit part of an employee’s pay against any overtime pay that may be due…